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Private insurance guide

Blue Cross and Blue Shield of Minnesota Billing Guide

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Insurance billing portal on a computer screen: Blue Cross Minnesota billing guide for therapists

Blue Cross and Blue Shield of Minnesota uses payer ID 00720 for commercial and Medicare claims and 00726 for Minnesota Health Care Programs (MHCP) (provider toolkit). Blue Plus is the affiliated plan name.

Checked 10/1/26.

Quick facts

Blue companyBlue Cross and Blue Shield of Minnesota and Blue Plus
Electronic payer IDs00720 commercial and Medicare; 00726 MHCP
ClaimsMust be filed electronically, through a clearinghouse or Availity Essentials (provider toolkit)
Timely filing180 days, all lines of business, effective 2/1/2023 (Blue Cross notice P74-22)
AppealsFirst level within 90 days of the remittance date; second level within 60 days of the first-level denial; all products except FEP (notice QP25-24)
Provider services (commercial and Medicare)651-662-5200 or 1-800-262-0820, 7 a.m. to 6 p.m. Central (contact us)
Provider services (MHCP)1-866-518-8448
BlueCard eligibility1-800-676-BLUE (2583)
Provider sitebluecrossmn.com/providers
State regulatorMinnesota Department of Commerce

Private payer: paper claims

If you cannot file electronically, use the box for your line of business on the plan's contact page and in the provider toolkit. The two pages list different El Paso and St. Paul boxes, so use the one that matches the member's product and the ID card.

State programs

MHCP claims use payer ID 00726 and a separate phone line. Check the state's MHCP rules for eligibility and billing.

Frequently asked questions

What is the Blue Cross Minnesota payer ID?

00720 for commercial and Medicare claims. MHCP claims use 00726.

How long do I have to file a Blue Cross Minnesota claim?

180 days for all lines of business, effective 2/1/2023.

How long do I have to appeal?

First-level appeals are due within 90 days of the remittance date. Second-level appeals are due within 60 days of the first-level denial. FEP is excluded.

How MCM South helps

MCM South bills Blue plans for psychotherapists and psychiatrists in the states we serve. We verify benefits, submit claims electronically, follow up on denials and appeals, and handle credentialing. Get a free quote. If a Blue Cross Minnesota claim is denied or credentialing stalls, we follow up for you.

MCM South currently serves practices in GA, MA, CT, TX, FL, NY, CO, TN, NC and IL, and has worked in all 50 states. If your state is not on that list, ask us. This page is operational guidance for billing, not legal advice. For real financial or legal exposure, talk to your attorney or compliance officer.

Related: Blue Cross by State · How Blue Cross Blue Shield Works · Billing Terms Glossary · CPT and E/M Code Guide · Who We Serve.

This is the MCM South guide to Blue Cross Minnesota for therapists and psychiatrists: where claims go, how appeals work, and what to check first.

Want a billing team that handles this for you? MCM South bills for psychotherapists and psychiatrists. Get a free quote.